PERSONAL LOAN1( PL1 )

Who Can Apply

  • Open to all employees within the Financial Sector irrespective of rank.
  • Good Credit Rating - No CCRIS or CTOS problem.

Conditions

  • No Guarantor Required !.
  • *Permanent Employees (Min Salary RM 2,000 per month).
  • *Contract Employees (Min Salary RM 8,000 per month).
  • *Min Loan RM 5,000.
  • *Max Loan RM 150,000.
  • *Min Tenure 1 year.
  • *Max Tenure 10 years.
  • *All deductions shall be thru Salary Deduction.

Eligibility

Gross Month Salary (RM) Maximum Loan Financing (RM)
2,000 - 4,000 15 times the gross monthly income
4,001 - 6,000 20 times the gross monthly income
Above 6,000 25 times the gross monthly income
  • Total deduction shall not exceed 50% of Basic Salary (irrespective with or without Housing Loan).
  • Administartion fees of RM 21.20 shall be charged monthly on all borrowers. The administration fees will be submit into the instalment amount before the consent for salary deduction is sent to the borrower's employer.

Incentives

  • *Introduction Fees: Any person who introducers a successful applicant shall be paid RM 50-00 on disbursement of loan.

All payments to Koperasi Pekerja Pekerja Bank Malaysia Berhad shall be thru salary deduction.

The following are the documents required to be duly completed and forwarded to us.

Use the Check-list. It will guide you thru.

S.No Attachment
1 PL1 Repayment Schedule
2 PL1 Checklist (First time applicant)
3 PL1 Application Form
4 Consent For Salary Deduction
5 Lampiran 2
6 Letter Of Declaration
7 Letter Of Undertaking
8 Banker's Cheque
9 PL1 Checklist (Overlapping loan)

(Note: Click to view and download the pdf. Must have adobe reader to view the pdf.)

What's New

  • "KOPERASIBANK GIVES BACK" KoperasiBank‚Äôs social initiative was to give back to society.
  • Suruhananjaya Koperasi Malaysia (SKM) had approved the incorporation of three (3) subsidiary companies under subsection 19.1 Akta Koperasi 1993.
  • KoperasiBank had sold Burger King outlet, Desa Sri Hartamas back to Cosmo Restaurant Sdn Bhd.
  • KoperasiBank held its 30th Annual General Meeting at Hotel Istana, Kuala Lumpur City Center, on 3rd of June 2016 at 7 p.m

LOAN CALCULATOR

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  • Step 4