Who Can Apply

  • For borrowers with CCRIS, CTOS & AKPK problems!
  • Open to all permanent employees within the Financial Sector irrespective of rank.
  • Pre Condition – must be a member of Koperasi Pekerja Pekerja Bank Malaysia Berhad.
  • Intending to consolidate financial exposure by settling other loans (Please provide redemption statements).
  • 1 Guarantor Required – any Bank employee.


  • Min 2 years of employment (permanent employees only).
  • Min Basic Salary RM 1,500 per month.
  • Min Loan RM 5,000.
  • Max Loan RM 100,000.
  • Min Tenure 2 year.
  • Max Tenure 10 years or retirement age whichever the earlier.
    • First time applicants under the PL2 Loan Scheme shall be charged 9.0% p.a. (existing scheme structure).
    • First time borrowers must complete a minimum scheme of 2 years under the PL2 Scheme without any default to be eligible for the revised scheme.
2 years to 3 years 6.9% p.a
4 Years to 8 years 7.0% p.a
9 years to 10 years 7.5% p.a
  • All deductions shall be thru Salary Deduction.
  • Processing Fee of RM 100.00.
  • Administration Fees of RM21.20 shall be charged monthly on all borrowers. The administration Fees will be inbuilt into the installment amount before the Consent for Salary Deduction is sent to the borrower's employer.
  • Borrowers are required to take GCT insurance cover from our panel insurer.
  • Total deduction shall not exceed 50% of Basic Salary (irrespective with or without Housing Loan, Section 24.8 of Employment Act).

All payments to Koperasi Pekerja Pekerja Bank Malaysia Berhad shall be thru salary deduction. This would include your monthly Subscription, Insurance Premiums & Loan Installments.

The following are the documents required to be duly completed and forwarded to us.

Use the Check-list. It will guide you thru.

(Note: Click to view and download the pdf. Must have adobe reader to view the pdf.)

What's New

  • "KOPERASIBANK GIVES BACK" KoperasiBank’s social initiative was to give back to society.
  • Suruhananjaya Koperasi Malaysia (SKM) had approved the incorporation of three (3) subsidiary companies under subsection 19.1 Akta Koperasi 1993.
  • KoperasiBank had sold Burger King outlet, Desa Sri Hartamas back to Cosmo Restaurant Sdn Bhd.
  • KoperasiBank held its 30th Annual General Meeting at Hotel Istana, Kuala Lumpur City Center, on 3rd of June 2016 at 7 p.m