- Who can participate in this scheme?
It is open to all employees within the Banking & Financial Sector, their spouses
and children.
- What is the proof that the Participant is covered?
HLTM Takaful shall issue a Takaful Certificate to each successful participant.
- When does the coverage mature?
Upon attaining the maturity age of sixty five (65) years.
- What happens when I resign from the Financial
Institution?
You have the option to surrender your certificate or continue until the maturity
age by paying the annual premium to Koperasi Pekerja Pekerja Bank Malaysia Berhad.
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